Included below is your free copy of the September 2009 issue of The Kitces Report on "Evaluating the Benefits of Delaying Social Security For Individuals".
For further reading on this topic, see:
"Valuing Social Security Benefits As An Asset On the Household Balance Sheet"
"How Delaying Social Security Can Trump Long-Term Portfolio Returns Or Lifetime Annuity"
"The Taxation of Social Security Benefits As A Marginal Tax Rate Increase?"
"Social Security and Medicare Claiming Strategies To Navigate The Looming 52% Medicare Part B Premium Spike"
"How Avoiding FICA Taxes Can Actually Cost You - Lower Taxes Can Lead To Lower Social Security Benefits"
"How The Medicare "Hold Harmless" Rules May Spike Part B Premiums By 52% in 2016"
"Are We Overstating The Consequences Of Social Security's "Insolvency"?"
"Why Social Security Dependent Benefits For A Child Make It A Good Deal To Start Early And NOT Delay"
"Should You Withdraw And Reapply For Social Security Benefits?"
"Mailbag: Advisor Technology Solutions For Analyzing Social Security Decisions And Tracking Hourly Time Spent On Clients"
"Why It Rarely Pays For Both Spouses To Delay Social Security Benefits"
"Why Individuals Should File And Suspend Their Social Security Benefits - Reinstatement Of Voluntary Suspension Versus Retroactive Benefits"
"Options For When Your Client Has A Change Of Mind About Starting Social Security Benefits"
"The Asymmetric Value Of Delaying Social Security Benefits As The Ultimate Hedge"
"File-And-Suspend Social Security Benefits Strategies For Individual, Couples, And The Family"
"Social Security Shuts Down Withdraw-And-Reapply Strategy - For The 0.0003% Who Care"
"Claiming Social Security Benefits And Other New Opportunities For Same-Sex Married Couples"