In-depth life insurance policy review with realistic examples of life insurance documents and client scenarios.
6 Hours CE
How To Dissect Existing Life Insurance Documents To Ensure Client Coverage Matches Their Needs
6 Hours CE Credit (CFP, CPE, IWI, and American College)
Instructors
Michael Kitces, MSFS, MTAX, CFP, CLU, ChFC, RHU, REBC, CASL
Christy Brown, CFP®, CLU, MBA
Gathering insurance documents – from recent statements to the original insurance policy itself – is a staple of the data gathering process for financial planning. As a financial advisor, you are expected to thoroughly review these policies, fully understand the coverage provided, and assist clients in understanding whether that coverage is still aligned to their needs. However, analyzing the intricacies of various policies can be time-consuming, taking hours to go through complex documents and navigate the esoteric terminology.
Although there are several types of life insurance, policy statements, declaration pages, and even in-force illustrations have some standard structures to help advisors find key information for clients. Learning how to quickly comb through existing life insurance documents allows advisors to have thoughtful conversations with clients about their existing life insurance coverage while maximizing the time spent on policy reviews.
By completing this course, you will be able to:
- Explain the fundamental differences between life insurance types
- Identify the typical documents needed for a life insurance review
- Spot issues in life insurance policies after finding the owner, insured, and beneficiary
- Explain the differences between the 4 basic types of permanent life insurance
- Review permanent life insurance policy documents for key information
- Summarize terms of permanent life insurance policies
- Implement life insurance policy review in your practice
Who This Course Is Right For
The course was designed for financial advisors with 1 to 3 years of experience who have CFP certification and have already learned the fundamentals of life insurance policies but have limited experience and expertise in reading real-world life insurance coverage.
What You Get With How To Dissect Existing Life Insurance Documents To Ensure Client Coverage Matches Their Needs
6 Hours CE
Automatic reporting for CFP, IWI,
and American College. Self-reporting for CPA CPE credits.
4 Modules
Over an hour and a half of educational videos.
Kitces Certificate
Earn a Kitces Course Certificate
to add to your resume.
Real-World Case Studies
Practice applying planning strategies
to real-life situations.
1 Interactive Capstone
Put your learning into practice.
Self-Paced
Learn whenever it’s convenient for you.
Advisors may receive a full refund for Kitces Courses within 45 days of purchase or prior to completing the course, whichever comes first.
Upon the completion of the course, you will be asked to take a course survey after which you will receive your certificate of completion. The course survey will allow Kitces to continue to serve you effectively. We can't do it without you, and we appreciate your survey participation.
Instructors
Michael Kitces, MSFS, MTAX, CFP, CLU, ChFC, RHU, REBC, CASL
Chief Financial Planning Nerd and Founder, Kitces.com
Head of Planning Strategy, Buckingham Wealth Partners
Michael Kitces is the founder and Chief Financial Planning Nerd at Kitces.com. He is also Head of Planning Strategy at Buckingham Wealth Partners, a turnkey wealth management services provider supporting thousands of independent financial advisors. In addition, he is a co-founder of the XY Planning Network, AdvicePay, fpPathfinder, and New Planner Recruiting.
Christy Brown, CFP®, CLU, MBA
Director of Private Wealth, Capitas Financial
Christy is an insurance consultant and broker based in Houston, Texas. She began her financial services career in 2006. After spending seven years as a wealth advisor in a boutique financial planning and advisory firm, in 2013 she decided to focus exclusively on insurance planning. As Director of Private Wealth for Capitas Financial, a national insurance brokerage general agency, Christy partners with RIAs, financial institutions, family offices, attorneys, and CPAs to advise on existing insurance portfolios and to implement new solutions when appropriate.
Because Christy enjoys clarifying the often-opaque world of insurance for clients and practitioners, she also instructs Insurance and Risk Management for the Rice University Glasscock School of Continuing Studies CFP® Program. In addition to her industry designation of CERTIFIED FINANCIAL PLANNER™ and Chartered Life Underwriter, Christy completed her MBA at Rice University.
What Others Have Said About This Course
Pricing & Sign-Up Information
This Kitces Course is normally $397. Advicers who have joined the Kitces Members Section will be able to register at a discounted rate of $297. (Learn more about Premier Membership or how to obtain a Group Discount for multiple advisors in your firm).
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Not a Member? Buy Combo for discounts.
Kitces.com Premier Membership includes Kitces Course discounts, free monthly webinars, over 100 Hours of CE on-demand, CFP ethics, and more! - Access to our entire CE Quiz library on demand.
- Access to Exclusive Kitces-written CFP Ethics CE.
- Monthly Live Office Hours session with Michael and the Kitces Team to answer your questions.
- 2/Year New + All Archived Issues Of The Kitces Report.
- Access to Archives of All Educational Webinars.
- Unlimited Access to Members Section Resources including Charts and Spreadsheets.
- IAR reporting add-on (available at checkout).
100% Satisfaction Guarantee. Advisors may receive a full refund for Kitces Courses within 45 days of purchase, or prior to completing the course, whichever comes first. Advisors will have 180 days to complete the course. If the course is not completed within 180 days, the registration will expire and the advisor will need to pay to re-enroll for the course.
Premier Member Discounts
Kitces.com Premier Membership includes Kitces Course discounts, free monthly webinars, over 100 Hours of CE on-demand, CFP ethics, and more!
Group Discounts
Discounts are available for group enrollments. Additional discounts apply with a Kitces Premier Group Membership rates.
FAQS
General Questions
Who is the course designed for?
Kitces Online Courses are designed for advisors who have limited to no experience interacting with clients. Advisors with five or more years of experience may find the course is not suited to their experience level.
How long will advisors have access to the course?
Advisors will have 180 days to complete the course. If the course is not completed within 180 days, the registration will expire and the advisor will need to pay to re-enroll for the course.
The content may be modified or deleted if no longer relevant or applicable when considering current industry standards, practices, or legal framework.
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I want to buy the course, but why do I have to make a Kitces Account?
Our courses are housed on a Learning Management System (LMS) that is connected to Kitces.com. To purchase any of our courses, you will need to first create a Kitces account to access the catalog of courses and complete your purchase. You can always return to your courses dashboard through the members section of Kitces.com.
I’m a Premier Member. How do I use the Premier coupon?
Visit the course page on Kitces.com and copy your members-only coupon code. Then when you go to our Learning Management System (LMS) and click “Get this course,” you'll be directed to the payment pop-up. When you get to the payment pop-up, click “Got a coupon?” and a field will appear for you to enter the Premier code.
I bought the course, but I don’t know how to sign in and get started.
Thanks for purchasing a Kitces Course! The course is housed in a Learning Management System (LMS) that is connected to your Kitces.com account. Login to your Kitces.com account, and from the Members section, click 'Kitces Courses' from the left navigation menu to access your courses.
CE Information
Are the courses CE-eligible? How is CE reported?
The courses are eligible for Continuing Education for CFP, CPE, and American College certifications, as well as most other relevant certifications. Kitces.com will report CE for CFP, IWI, and American College certifications weekly on your behalf. A completion certificate will be emailed to you so you can self-report CPE and other relevant CE.
Will I receive a certificate?
Yes. A completion certificate will be emailed to you for reporting purposes. You will be asked to complete a course survey, after which you will receive your certificate of completion. Completing the course survey will allow Kitces to continue to serve you effectively. We can't do it without you and appreciate your survey participation.
Where do I add my certification number information?
If you didn’t include your certification number information upon signing up for the course, no worries! You can add it easily after signing into your Learner portal and completing the following steps:
1. Hover your mouse over Learner in the top-right menu to see a dropdown appear
2. From the dropdown, select My Info
3. Update the certification fields shown and click Update User
Refunds
What is the refund policy?
Advisors may receive a full refund for Kitces Courses within 45 days of purchase or prior to completing the course, whichever comes first.
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Login to Purchase
Not a Member? Buy Combo for discounts.
Kitces.com Premier Membership includes Kitces Course discounts, free monthly webinars, over 100 Hours of CE on-demand, CFP ethics, and more! - Access to our entire CE Quiz library on demand.
- Access to Exclusive Kitces-written CFP Ethics CE.
- Monthly Live Office Hours session with Michael and the Kitces Team to answer your questions.
- 2/Year New + All Archived Issues Of The Kitces Report.
- Access to Archives of All Educational Webinars.
- Unlimited Access to Members Section Resources including Charts and Spreadsheets.
- IAR reporting add-on (available at checkout).
