At this Kitces webinar, Carolyn McClanahan, M.D., CFP® gives advisors the inside scoop on coding in medical records and their impact on client medical histories, common illnesses and their impact on insurability, and how to proactively plan for insurance applications to minimize insurance premiums for clients. Advisors will learn:
- How to make the process of applying for individual insurance smoother
- How to talk with clients about common illnesses and how they could impact individual insurance premiums, plus ways to reduce these impacts
- How life insurance companies evaluate and rate individuals with osteoarthritis, depression, and other chronic conditions
- Which variables such as gender, age, and specific health conditions affect eligibility and premium rates for disability insurance and long-term care
