In this webinar, Jeff Levine explores how to navigate these complexities through proactive and post-inheritance planning. Attendees will learn how to distinguish between different beneficiary types, apply strategic distribution timing, and evaluate techniques such as Roth conversions, disclaimers, and changes to beneficiary designation. Using a variety of examples, Jeff will emphasize the core principle of paying taxes when rates are lowest to maximize after-tax legacy outcomes while also being aware of the impact each strategy could have on other facets of a client’s financial life. Advisors will learn how to:
- Identify the key distinctions, under post-SECURE Act distribution rules, between eligible designated beneficiaries and 10-Year Rule beneficiaries.
- Explain strategies to mitigate the impact of the 10-Year Rule for beneficiary clients.
- Evaluate proactive approaches for account owners to mitigate the tax impact on heirs.
- Assess appropriate strategies to mitigate the impact of the 10-Year Rule for beneficiary and account owner clients based on life factors beyond taxes.
