Things are Heating Up with the Next Generation... of No-Load Life Insurance!

nospam@example.com (Michael Kitces) — Thu, 26 Jun 2008 15:50:30 -0400

For many years, the no-load space for life insurance products has been very limited, to a large extent because fee-based advisors were perceived as being a very weak target market by the traditional insurance companies. However, a new entrant to this marketplace is raising the stakes on the pricing and transparency of permanent life insurance, and is starting to get some attention as a result!

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Is your excess insurance capacity for sale? Should it be?

nospam@example.com (Michael Kitces) — Fri, 28 Mar 2008 16:06:59 -0400

The pitch goes something like this: "You are eligible for more insurance than you currently have, giving you "excess capacity" for insurance on your life. Why don't you sell that capacity, since you're not using it anyway, and put the extra money in your pocket to meet your own goals?" And if it wasn't against public policy, the strategy might even work!
Continue reading "Is your excess insurance capacity for sale? Should it be?"

kitces.com | Nerd's Eye View - Insurance

Things are Heating Up with the Next Generation... of No-Load Life Insurance!

Is your excess insurance capacity for sale? Should it be?